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Loan Profitability

Managing risk and reward in consumer loans

Successful lending is, in essence, the sound management of risk. Moebs $ervices works with decision makers at financial institutions to identify new opportunities to increase volume and to get better results from their existing loan base. Our expertise includes risk analysis, funding, credit cycle management, pricing, distribution and compliance.

The following are some of the areas we cover in our training and consulting assignments:

How to Revitalize Your Home Equity Lending
  • Climate for home equity loans
  • Tax review – looking to the future
  • Auditing your program
  • Effective pricing in a competitive environment
  • Marketing and promoting home equity loans
  • Home equity compliance issues
How to Profitably Compete in Today’s Auto Lending Market
  • Current market trends
  • Developing competitive and profitable products
  • Leasing alternatives
  • Profitable pricing
  • Insurance
  • Promoting direct auto loans
  • Advantages and disadvantages of indirect lending
How to Price and Promote Consumer Loans
  • The 4 basic ways to price any loan
  • How to calculate loan costs
  • Risk-based loan pricing
  • Recognizing and improving income
  • Beating Detroit at its own game
Please e-mail us at or call 800-237-3317, ext. 18 to discuss how we can identify and meet your goals.